No waiting period. No exam. Guaranteed coverage.
Caring for those you love most, even when you are gone.
Final Expense Insurance You Can Trust
Finding the right insurance plan can be confusing and frustrating. At AMA Final Expense, we are committed to finding the insurance plans that fit your needs while staying within your budget. AMA Final Expense can help families deal with grief, rather than worry about burial expenses.
What is Final Expense Insurance?
Generally, a final expense policy is an inexpensive whole life policy that costs between $5,000 and $25,000. The death benefit from final expense life insurance is used to pay for burial costs. These may include a gravestone, a cemetery plot, and other fees, such as certain outstanding bills that must be paid even though the policyholder has passed away, are among these costs. When looking for life insurance, be aware that some policies list the funeral home as the beneficiary. We strongly suggest you to name a member of your family you can trust.
Advantages of Final Expense Coverage
Fast and Easy Application Process
Low Monthly Premiums
Claims Approved and Paid Quickly
Guaranteed Coverage for Life
Loved Ones Receive a Cash Benefit
Funeral costs average $8,000-$10,000.
Does your family have the available funds to cover your funeral costs if you pass away unexpectedly?
Cash Benefit Quickly
Final expense insurance pays out a death benefit to your beneficiaries in the form of a lump payment. This means that your beneficiaries are free to use the proceeds of your coverage in any way they see fit. As a result, final expense life insurance is designed to pay for — you guessed it – your final expenses. This can include the cost of your funeral, burial, or cremation, the cost of selling your belongings, living expenses at the end of your life, and other expenses.
Are you debating whether or not a final expense policy is worthwhile? If you don't already have money set aside to help your family cover funeral, hospital, and other bills after your death, final expenditure insurance can be a cost-effective way to save the thousands of dollars required to cover these charges.
Do you intend to have your funeral paid for by your estate or Social Security? if those resources are limited, it can be difficult for your family to rely on your will to cover final expenses because it is usually read after the funeral and can take months to settle. If you qualify for Social Security life insurance, you will get a one-time payout of $255 – significantly less than the typical funeral expense. Final expenditure can provide your family with immediate access to thousands of dollars, with no waiting periods, allowing them to pay for expenses in the weeks and months following your death.
